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Messages sent via electronic mail may be intercepted bMessages sent via electronic mail may be intercepted by third parties and are not protected by iCheckGateway.com. Personal email should not be used to communicate sensitive account information. iCheckGateway.com product and account applications submitted via the Site, however, are protected by the same encryption process used to secure account information accessed via the Site. Please review the Security section for more information. iCheckGateway.com hereby disclaims any warranties, endorsements or representations, express or implied, related to the efficacy or protection capability of Users' Web browsers. iCheckGateway.com is responsible for making reasonable efforts to fulfill only those electronic transmissions actually received via the Site. iCheckGateway.com may not be held accountable for any loss resulting from the delay or failure to transmit a message or application via the Site arising from user error, malfunction of equipment, natural impediments, and/or inaccurate or incomplete information.