Launching ICG Pay: Our New iPhone App!

Posted on January 15, 2013 by admin

Mobile processing has never been simpler! iCheckGateway.com has just released a new mobile app for iPhone and iPad where you can easily process e-checks and credit cards on-the-go.

ICG Pay makes it easy to securely process swiped credit card transactions, keyed credit card transactions, and keyed e-Check transactions right on your phone or iPad. No more waiting for your sales rep to return with a stack of paper invoices and carbon copies—now you can have them process payments right in the field and get your money faster.

And it’s all completely secure! Point-to-point encryption guarantees the highest level of security and PCI Compliance. No transaction or customer information is stored on your phone, so you never have to worry about handling or storing sensitive card data.

ICG Pay allows you to swipe credit cards to create a secure transaction using MagTek’s iDynamo device. All card data is encrypted immediately upon swipe and is authenticated to prevent counterfeit card use and reduce fraud. You can also key credit card and e-Check transactions if you don’t have a swiper.

For extra-added security, you can collect signature authorizations for all transaction types right on the screen.

Mobile payment processing with ICG Pay helps you eliminate the expense of paper invoices and carbon copies, conserve your resources, and get your money faster.

All transactions created through ICG Pay appear in iCheckGateway.com for easy, consolidated reporting!

Now available in the App Store!

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Process Payments in QuickBooks using iCheckGateway

Posted on December 6, 2012 by admin

After creating an invoice in QuickBooks, you can easily process a payment using the iCheckGateway.com plug-in. To process payments directly in QuickBooks through iCheckGateway, click Company > iCheckGateway.com > Process Payments.

 

 

 

 

A window pops up that is directly connected to iCheckGateway.com. Select your customer name from the dropdown menu that contains a list of your existing customers or type in your customer name.

The new iCheckGateway.com QuickBooks plugin makes it easy to process both checks and credit cards in QuickBooks. You can also instantly import payments from iCheckGateway.com and automatically apply them to existing invoices.

 

 

 

If you select an existing customer from the customer dropdown menu, the remaining fields will auto-populate with their stored information, but can also still be edited. Fields include First Name, Last Name, Company Name, Account #, Address, City, State, and Zip Code, Phone Number, Fax Number, Email Address, Memo, Transaction Date, Payment Amount, ACH or Credit Card, and Recurring Payment options. Current outstanding invoices for the customer are displayed at the bottom.

Upon selecting an invoice to be paid, the total payment amount at the top changes to reflect the total amount of the invoice(s) selected. Multiple invoices can also be selected.

 

If you are looking at a customer or an invoice in QuickBooks when opening the plugin, it will automatically default to that user and/or invoice without having to search for or select them again.

Changing the Payment Amount
You can short-pay an invoice by double-clicking the payment amount in the invoice payment column at the bottom of the screen. Changes will be reflected in the Payment Amount field at the top.

Create the Payment
When you have filled in all the necessary information and are ready to run the transaction, click Create Payment.

Importing the Payment Back into QuickBooks
After the payment has been successfully created, click Yes to import the payment back into QuickBooks.

Security & Storing Information
Account and customer billing information is stored for your convenience and will automatically fill in the future. Account information isn’t stored in QuickBooks, but it is stored with tokenization on the Gateway, so you are PCI compliant and your security risk is reduced.

Visit our QuickBooks page now to download the new plugin!

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QuickBooks Plugin Streamlines Invoice Management and Payment Processing

Posted on December 6, 2012 by admin

How do you make your powerful QuickBooks accounting software more powerful? Hook it up to your iCheckGateway.com account.

iCheckGateway.com has just released a new QuickBooks plug-in that helps you streamline your invoice management and payment processing with very robust features.

✔ Instantly import payments from iCheck and automatically apply to existing invoices in QuickBooks
✔ Process both checks and credit cards in QuickBooks (including recurring payments!)
✔ Auto-sync QuickBooks invoices with our online Invoice Management System
✔ Automatically process memorized invoices

The beauty of this system is that everything in QuickBooks is connected to iCheckGateway.com, helping you streamline your invoice management and payment processing! 

Visit our QuickBooks page now to download the new plugin and look for more posts soon about specific robust features it offers!

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Are you still messing with paper checks for payroll?

Posted on November 27, 2012 by admin

Small businesses account for nearly 50% of paper checks written in the United States, according to a recent study done by FIS and NACHA. Two-thirds of small businesses do not take advantage of offering their employees Direct Deposit through the Automated Clearing House (ACH) Network.

“Many small businesses are unaware of the benefits of Direct Deposit, including time and cost savings, efficiency and convenience,” said Janet O. Estep, president and CEO of NACHA. “By increasing awareness of these advantages, small business might be more inclined to adopt Direct Deposit, and we can begin to see a reduction in the number of small business payroll checks written each year.”

On average, it costs businesses $1.22 to process a paper check. By using Direct Deposit via ACH, you can take the same information typically found on a paper check and process transactions electronically via the ACH Network for a fraction of the cost. Small businesses that choose to pay their employees through Direct Deposit can save $150-$300 per employee per year, depending on the total number of employees.

On top of saving your business money, ACH Direct Deposit is secure. Nearly 85% of identity theft starts with a lost or stolen check or billing statement, according to NACHA. iCheckGateway.com takes many precautionary measures to secure sensitive information during online transaction. A Secure Sockets Layer (SSL) Certificate encrypts information during transactions, and user accounts and passwords are never stored on the website or transmitted over the Internet.

Most small businesses that do not yet use Direct Deposit say they feel they have too few employees to justify it and 21% believe Direct Deposit is too expensive. However, of the small businesses that already offer Direct Deposit, nearly 90% view it favorably.

What are you waiting for? Contact us today to set up your merchant account and save money by doing Direct Deposit via ACH and so much more. (859) 309-1634

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Custom QuickBooks Integration from iCheckGateway.com

Posted on November 13, 2012 by admin

“I wish QuickBooks would…”

It can! Both small and large businesses often turn to QuickBooks to meet their accounting needs, but sometimes it just won’t do exactly what you want it to. Let iCheckGateway.com fix that by developing a custom solution for you.

iCheckGateway.com has been integrated with QuickBooks for years to process ACH and credit card transactions with seamless reporting. Now it’s your turn to tell us what custom QuickBooks integrations would be most valuable to you! We can streamline any custom solution with iCheckGateway.com for quick and easy reporting and reconciliation.

We want to help improve the efficiency of your business and a QuickBooks solution built just for you might be the key.

Contact Chris Hall at (859) 309-1634 today to discuss your custom QuickBooks idea and make your wish come true!

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iCheckGateway.com Launches New Invoice Management System

Posted on November 9, 2012 by admin

Are you tired of trying to keep up with all your invoicing, exporting to multiple programs, and then trying to make sure they’re all paid on time? Let iCheckGateway’s new invoice management system do all the work!

iCheckGateway has launched a new invoice management system that gives merchants the ability to create and send invoices in just a few clicks. Customers are emailed directly from the invoice manager and have the ability to pay their bill online through iCheck by simply clicking a link in the email.

Once you have logged into the invoice management system, the dashboard shows a list of your open invoices where you can view the invoice number, customer name, invoice date, due date, invoice amount, and the paid confirmation code. You can also choose to view only “Paid Invoices” in the dropdown menu.

Late invoices are color-coded and can be viewed categorically in the “Due Date Status” dropdown menu by 1+ days late, 30+, 60+, 90+, and 120+ days late.

Adding a New Invoice
You can create a new invoice in the system by clicking “Add New Invoice” and filling in all the customer details. Fields include customer name, address, city, state, postal code, phone, and email address. You can also create an invoice number, add the invoice date and due date, and opt for the invoice to be emailed.

Alternatively, you can easily upload a CSV file with all your invoice details by clicking the “Upload Invoices” link. A sample CSV file has been provided for download.

Editing Invoice Details
By clicking “Select” next to a customer on the dashboard, merchants can view and edit invoice details.

Processing Invoice Payments
Merchants also have the option to process a payment by ACH or credit card directly within the invoice management system by clicking “Process Payment.” This payment is processed straight through iCheckGateway for simplified and consolidated reporting.

Sending Invoices
Once your invoices are ready to send to your customers, you can either “Select All” under the “To Be Emailed” column on the dashboard or you can select them individually and click “Send Invoices” at the top of the screen. Upon arrival at the “Send Invoices” screen, you can preview all the invoices you are about to send and blast them out to your customers by clicking “Send Invoices Now.”

Making a Payment through the Emailed Invoice
The emailed invoice your customer receives contains a link that leads to your company’s customized iCheckGateway payment portal where they can immediately make their payment online by check or credit card.

Your customer will receive a unique confirmation number when their payment has been approved and will also receive an email receipt.

All your payments will show up in your iCheckGateway account with matching invoice numbers for easy searching and reporting!

Get started today by calling Chris Hall at (859) 309-1634. 

Coming soon: Quickbooks Invoice Management Integration!

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Free Check Verification Trial!

Posted on October 29, 2012 by admin

You can now take advantage of check verification services on iCheckGateway.com without even having to apply! You can try it for free by giving us a call at (859) 309-1634 or just create a user account, buy some credits, and start verifying checks instantly!

Using a check verification service can save merchants lots of money that is normally lost on returned checks. ICG-Verify helps businesses protect themselves from financial loss by giving them the ability to identify potential fraudulent transactions instantaneously before they are accepted as payment. This is a powerful tool that helps boost check acceptance risk management strategy for both merchants and banks.

Click here to create an account. All you have to do is enter an email address and create a username, password, and security question.

Once your account has been created, you can verify as many checks as you want by simply entering routing and account numbers.

We also offer a free trial of this service. To test out our check verification service for free, give us a call (859) 309-1634. 

Verification credits can be purchased on the “Buy Credits” page for the following prices:
10 verifications          $ 5.00           $ 0.50/verification
25 verifications          $ 12.50         $ 0.50/verification
50 verifications          $ 25.00        $ 0.50/verification
100 verifications        $ 45.00        $ 0.45/verification
250 verifications        $ 112.50       $ 0.45/verification
500 verifications        $ 200.00      $ 0.40/verification
1000 verifications      $ 360.00      $ 0.36/verification

Buy credits to verify checks

iCheckGateway’s check verification service uses five cutting-edge technologies to help you improve the effectiveness of your loss prevention strategies:

✔ ICG BasicTM – Validates Routing Numbers
✔ ICG ProprietaryTM – ICG’s Proprietary Negative Database consists of tens of millions of bad account and negative items
✔ ICG Real-Time – Real-time status on accounts (via Financial Institutions)
✔ ICG Negative Data – Negative Data Base providers
✔ ICG Private Bad Check List – Create your own private list

These services provided by ICG-Verify have extensive national coverage of both positive and negative information. ICG-Verify instantly accesses both real-time account status data and check-writer history across multiple databases which are updated every 12 seconds. This allows for real-time verification when the customer presents a check as payment in person or online.

If the check fails any of these, you will receive a verification code explaining why the check was declined. Detailed explanations of these codes can be found on the “Verify Codes” page.

Descriptions of verification codes for check verification services

Some potential high risk decline codes include account closed, ACH items only, account not located, and repeat offender of NSF. Other decline codes include recent stop payments, invalid routing number, invalid account number, invalid check number, and fraud or stolen checks reported.

While check verification services do not completely eliminate bad checks, they certainly help reduce the number of fraudulent transactions your business receives. Take preventative action and give ICG-Verify a try today. Call us at (859) 309-1634 to receive your free trial!

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iCheckGateway.com Integrates with concrete5

Posted on February 16, 2012 by admin

iCheckGateway.com has integrated with concrete5 to help to meet all your payment processing needs. Concrete5 is an open source content management system that enables users to edit site content directly from the page. iCheckGateway.com complements concrete5’s eCommerce package to help users securely process both ACH and credit card payments from their online stores.

By installing the eCommerce add-on, you can easily create a store on your concrete5 site. Once the eCommerce package is installed, you can integrate the iCheckGateway.com module to enable your customers to pay with either a check or credit card during checkout.

iCheckGateway.com allows online merchants to process credit cards and ACH payments all in the same place. When coupled with concrete5, online merchants can not only customize their eCommerce stores with ease, but they can process both credit card and online check payments quickly, easily, and affordably.

Customers are given the option to pay with their checking account by entering three pieces of information: their routing number, account number, and bank account type.

Customers can also pay with their credit card by entering their credit card type, credit card number, expiration date, and card verification number.

All of the customer’s account information is secure and encrypted through a Secure Lockets Layer Certificate. Account numbers for each online transaction are always protected by never being stored on the website in a readable format and are always transmitted through an SSL encrypted connection.

Merchants can install the free checkout plug-in with just one easy click. Users can download the plug-in from iCheckGateway.com for free and drop it into their concrete5 site where it can be configured in the admin panel.

Contact us for more information.

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iCheckGateway.com Integrates with osCommerce

Posted on December 21, 2011 by admin

iCheckGateway.com has integrated with osCommerce to meet all your payment processing needs. osCommerce Online Merchant is an Open Source e-commerce solution that powers more than 12,545 live online shops. It contains both a catalog front-end and administration tool back-end that can be easily installed and configured through a simple web-based procedure. This online store solution is available for free download.

After downloading and deploying your osCommerce online store, install the iCheckGateway.com payment module plugins to enable your customers to pay with either a check or credit card during checkout. The solution is easy to setup and maintain and also allows merchants to customize their online stores to fit the unique needs of their customers.

iCheckGateway.com allows online merchants to process credit cards and ACH payments all in the same place. When coupled with osCommerce, online merchants can not only customize their shopping carts with ease, but they can also process both credit card and online check payments quickly, easily, and affordably.

Customers are given two payment options: Pay with Credit Card or Pay with Check.

Customers are given the option to pay with their checking account by entering four pieces of information: name on bank account, routing number, account number, and bank account type.

 

Customers can also pay with their credit card by entering the name on their credit card, their credit card type, credit card number, expiration date, and card verification number.

 

All of the customer’s account information is secure and encrypted through a Secure Lockets Layer Certificate. Account numbers for each online transaction are always protected by never being stored on the website in a readable format and are always transmitted through an SSL encrypted connection.

Merchants can install the free checkout plug-in with just one easy click. The iCheckGateway module can be turned on for an online store at any time by visiting the “Modules” page in the osCommerce Administration panel.

Click here to see an example store.

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iCheckGateway.com Integrates with Zen Cart

Posted on December 21, 2011 by admin

iCheckGateway.com has integrated with Zen Cart to meet all your payment processing needs. Zen Cart is a free online store management system that supports numerous currencies and languages.

Pricing, products, customers, coupons, payment and shipping, and more are managed through the administration area by the store owner. Zen Cart online stores are able to receive various forms of payment through different payment gateway services which are chosen by the merchant.

iCheckGateway.com is one available payment gateway service that allows online merchants to process credit cards and ACH payments all in the same place. When coupled with Zen Cart, online merchants can not only customize their shopping carts with ease, but they can also process both credit card and online check payments quickly, easily, and affordably.

After downloading and deploying your Zen Cart online store, install the iCheckGateway.com payment module plugins to enable your customers to pay with either a check or credit card during checkout.

Customers are given the option to pay with their checking account by entering four pieces of information: name on bank account, routing number, account number, and bank account type.

Customers can also pay with their credit card by entering the name on their credit card, their credit card type, credit card number, expiration date, and card verification number.

All of the customer’s account information is secure and encrypted through a Secure Lockets Layer Certificate. Account numbers for each online transaction are always protected by never being stored on the website in a readable format and are always transmitted through an SSL encrypted connection.

Merchants can install the free checkout plug-in with just one easy click. The iCheckGateway module can be turned on for an online store at any time by visiting the “Modules” page in the Zen Cart Admin panel.

Click here to see an example store.

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